Germany is today among the top preferred study destinations for students studying from India and other foreign students because it has quality education, lower SRC tuition fees, and a diverse culture. But the fact is, while studying overseas is something for which one should look forward, one should also focus on his/her financial management. Let’s explore through this blog about the general living cost in Germany for the Indian students, which is tabulated in one place for easy understanding.
Key Factors Affecting Living Expenses in Germany
Location: This means that the price of the basic commodity is relatively higher in big cities such as Munich, Frankfurt, and Berlin than that in small towns or cities.
Accommodation Type: The cost of rent may fluctuate depending on your decision to live in university hostels, a shared flat, or an apartment.
Lifestyle Choices: This is the expense incurred on food Mauritian people pay when they eat outside, going for entertainment, and other personal related errands.
Average Living Expenses in Germany for Indian Students (Per Monthly Breakdown)
Expense Category | Description | Monthly Cost in Euros | Monthly Cost in INR (Approx.) |
Accommodation | Accommodation for student hostels, shared, and single apartments or houses | €250 - €750 | ₹22,000 - ₹66,000 |
Food & Groceries | Culinary and occasionally going out (eating out); groceries. | €150 - €300 | ₹13,000 - ₹26,000 |
Health Insurance | Forced on students, most often through | €80 - €100 | ₹7,000 - ₹9,000 |
Transportation | Transport (break down of monthly cost of using bicycles, buses, taxis, cost of student tickets for bus and trolleys) | €30 - €80 | ₹2,500 - ₹7,000 |
Study Materials | Books, stationery, and other interferes incidental to study | €30 - €50 | ₹2,500 - ₹4,500 |
Internet & Mobile | All telephone and internet bills paid on a monthly basis | €30 - €60 | ₹2,500 - ₹5,000 |
Leisure & Entertainment | Entertainment, movies, sports, clubs, etc | €50 - €150 | ₹4,500 - ₹13,000 |
Miscellaneous | Apparel, personal effects; cosmetics and other toilet requirements | €30 - €50 | ₹2,500 - ₹4,500 |
Total Estimated Expenses | Total monthly living expenses | €600- €1,500 | ₹52,000 - ₹1,32,000 |
Complete Guide to Living Expenses in Germany for Indian Students per Month
1. Accommodation
This reveals that accommodation is always the largest cost in Germany for students. Relative cost is different for different places and types of facilities. Depending on the city, the rent might be higher—this is true even for places like Munich or Hamburg.
Student Dormitories (Studentenwohnheim): Far cheap, but in great demand, and thus you must apply the time in advance, where wisely you could apply well in advance. They charge between €250 and €400 for rent.
Shared flats (Wohngemeinschaft or WG): The most popular type among students due to a relatively high renting price, which fluctuates between €300 and €600 depending on the district and the number of people in one apartment.
Private Apartments: These are the most costly; their rents are from $ Full Stop500 to $ Full Stop750 in a month.
2. Food & Groceries
The Indian consumers who study in Germany for the most part prepare their own food, which keeps the costs down. Food for a basic diet being a litre of milk at €1.60, a loaf of bread at €1.60, canned meat at €2, and vegetables at €1.60 costs about €150 to €300 a month depending on your diet.
Essential foods that are cheap are breads, pastas, rice, veggies, and generic meat products.
Eating in restaurants is somewhat costly when compared with home cooking. Inexpensive restaurants here include meals that may cost between €10 and €20. A meal in a middle-scale restaurant would be about €30.
3. Health Insurance
Insurance is also compulsory for all students studying in Germany and includes health insurance. You will usually select one as an international student, and it is the public health insurance. It cost averagely €80 to €100 per month, depending on the particular company offering the mobile phones.
Public Health Insurance: €80 to €100 (if the choice depends on the insurance type, most students prefer public insurance that pays for medical necessities).
Private health insurance: may cost more than ordinary ones but covers other areas.
4. Transportation
Germany boasts of a decent public transport system, and as a student, you are afforded a student’s discount when using public transport, and this includes student season tickets. The price depends on the city and if you are a student or not.
Public Transport Passes: The student monthly pass may cost anything from €30-€80 depending on the city.
Bicycles: Cycling has been considered interesting by most of them because it is cheap and friendly to the environment.
5. Study Materials
Overall, the cost associated with the study is not very high. A vast majority of university courses allow the use of online materials as well as books borrowed from the university library. Nevertheless, you may require buying a book or any other teaching material required in particular courses.
Books and Stationery: Overall, you will spend about €30–€50 per month on study materials.
6. Internet & Mobile
The other important requirement for a student is to have a reliable connection to the World Wide Web. Internet costs are in the range of €30-€40 for a good connection, while owning a personal number on a mobile phone costs €10-€20 in most instances, depending on the company and package chosen.
7. Leisure & Entertainment
Not only is it relevant to plan for entertainment and other social activities while coming up with a study schedule. This includes fifty-two-week facilities such as movie theatres, clubs, gymnasiums, and other recreational pursuits. Normally, students spend between Euro 50 and Euro 150 per month improving and enjoying their leisure.
Movie Tickets: €8 to €15
Gym Membership: €20 to €40 per month
Clubs and pubs: The entrance fees are pegged between €5 and €15.
8. Miscellaneous Expenses
Other expenditure entails such items as bath necessities, wear, and even other things that might be needed. These could go for as low as €30 depending on the country up to €50 per month depending on the country.
Conclusion
Basic costs incurred during the study in Germany are still moderate compared to other European countries, for instance, the UK or the USA. But it is important not to overspend, and make sure that you will be able to pay for all your living costs without any difficulties. It means an Indian student can spend around ₹52,000 to ₹1,32,000 per month depending on the lifestyle and city of living.
Below are some of these costs, which if anticipated for and planned early enough will in turn help to make your study abroad experience in Germany much easier. Just keep, as a general rule, that in order to save money, always be thinking ahead and making the necessary changes in your lifestyle to achieve the goals that have been set.
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